ProductFabrick Advice

Fabrick Advice

Real-time risk analysis of transactions exempted from SCA - Strong Customer Authentication to optimise the conversion rate.

Risk analysis management for preventing frauds

Optimised Transaction Risk Analysis (TRA)

Real-time risk analysis based on artificial intelligence (AI) and machine learning optimises control processes, leveraging the opportunities offered by PSD2.

Increased conversion rates

Leveraging SCA exemptions, the solution directly targets conversion rates and maximises sales.

Double payment verification

The platform performs an initial check on transactions with low levels of fraud risk and then runs a second analysis to secure the transaction from potential chargebacks.

Improved customer experience

Efficient exemption management provides a seamless payment experience, reducing time at checkout and optimising customers’ shopping experience.

Pre-authorisation fraud analysis

After Fabrick Advice’s analysis, transactions that can be exempt from SCA are assigned a risk level indicator. According to the degree of risk, the indication can be to not capture the payment, apply SCA or switch to Guaranteed payments' second security check.

STEP 1

Initial assessment of transaction eligibility.

STEP 2

Pre-authorisation payment analysis.

STEP 3

"Fraud", "3DS2 suggested", "Request for exemption" outcome.

STEP 4

Exempt transactions accepted by the issuer are sent to Fabrick Guaranteed Payment for a second assessment.

STEP 1

Initial assessment of transaction eligibility.

STEP 2

Pre-authorisation payment analysis.

STEP 3

"Fraud", "3DS2 suggested", "Request for exemption" outcome.

STEP 4

Exempt transactions accepted by the issuer are sent to Fabrick Guaranteed Payment for a second assessment.

Latest insights

Embedded Finance Meets AI: The Future of Invisible, Intelligent Financial Services

The future belongs to companies that think beyond their own sector. As Embedded Finance converges with Artificial Intelligence, the financial services industry is undergoing a profound transformation. Organizations are moving from simply connecting financial services to building intelligent ecosystems where AI orchestrates personalized, context-aware financial experiences that feel effortless and invisible.

27 November 2025

Cash Flow Optimization: Tools and Solutions to Improve Liquidity Management

Cash flow management is no longer just a back-office function. When financial services are embedded directly into the platforms where companies sell and operate, cash flows become faster, safer, and more predictable. The article explains how embedded finance enhances liquidity — for example through pay-by-bank solutions — and outlines practical ways to redesign payment flows to optimize cash flow.

24 November 2025

Embedded Finance: How Financial Services are Reshaping B2B Ecosystems

Embedded Finance is not about ‘adding another payment method’ to the purchasing process, but rather integrating financial services (insurance, instant transfers, financing, etc.) into the flow itself with the aim of providing a complete experience: paying, financing, insuring or verifying without leaving the same point where the user – consumer or business – is already acting. Discover how Embedded Finance is revolutionising business models.

20 November 2025

Would you like more details about this product? Please fill out the form.

Contact our specialists to identify the most suitable solution for your needs.

2

Contact Information

3

Solutions of Interest